APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME OF FIRST BANK NIGERIA (PLC) IN ABEOKUTA METROPOLIS

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✎: APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME OF FIRST BANK NIGERIA (PLC) IN ABEOKUTA METROPOLIS

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Keywords: APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME OF FIRST BANK NIGERIA (PLC) IN ABEOKUTA METROPOLIS

 

RESEARCH BODY

ABSTRACT

This study was designed to examine “Effectiveness of rural banking programme of First Bank Nigeria (PLC) in Abeokuta Metropolis. The research design adopted was survey design because it appraised the effectiveness of rural banking programme of First Bank Nigeria (PLC) in Abeokuta Metropolis. The study also adopted sample random sampling technique to select 85 respondents for the study on the basis of 21 respondents from Lafenwa branch, 31 respondents from Panseke branch and 33 respondents from Imo branch. The instrument used for gathering data for the study was a structured questionnaire. The data were gathered and analyzed using frequency table, mean and standard deviation, with the use of these, it was confirmed that rural banking played a major role in the development of Nigeria economy. The findings revealed that provision of savings deposit facilities for their customers is one of the roles of rural banking in Nigeria economy; it also reveals that the promotion of rapid expansion of banking habit is another role of rural banking in Nigeria economy. It also reveals that difficulties in deposit mobilization are a problem confronting rural banking in Nigeria while bureaucracy is another problem confronting rural banking in Nigeria. Finally the study suggested methods of enhancing the banking habits and resources mobilization.

TABLE OF CONTENT

CHAPTER ONE

  • Background of the Study 1
  • State of the Problem 4
  • Purpose of the Study 5
  • Research Questions                                                             6
  • Scope of the Study 6
  • Significance of the Study 6
  • Operational Definition of Terms 7

CHAPTER TWO

REVIEW OF RELATED LITERATURE                                                                       9

2.0       Meaning of Banking                                                                                       9

2.1       Banking Legislation in Nigeria                                                                       12

2.2       Banking System in Nigeria                                                                             14

2.3       History of First Bank in Nigeria                                                                     21

2.4       Efforts towards Rural Banking Implementation                                            23

2.5       Commercial Bank in the Implementation of Rural Banking

Programme(case study of First Bank)                                                26

2.6       Problems of Rural Banking Programme                                                         27

CHAPTER THREE

3.0       Introduction                                                                                                    29

3.1       Design of the Study                                                                                        29

3.2       Population of the Study                                                                                  29

3.3       Sample and Sampling Techniques                                                                  30

3.4       Research Instrument                                                                                       30

3.5       Validity of the Instrument                                                                              30

3.6       Reliability of the Instrument                                                                           30

3.7       Method of Data Collection                                                                             30

3.8       Method of Data Analysis                                                                               31

CHAPTER FOUR

4.0       Data Presentation and Analysis                                                                      32

CHAPTER FIVE

5.0       Discussion of Findings, Summary of Finding,

Conclusion and Recommendation                                                                  41

5.1       Discussion of Findings                                                                                   41

5.2       Summary of Findings                                                                                     42

5.3       Conclusion                                                                                                      42

5.4       Recommendations                                                                                          43

REFERENCES                                                                                            44

APPENDIX                                                                                                   45

 

 

Keywords: APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME OF FIRST BANK NIGERIA (PLC) IN ABEOKUTA METROPOLIS

 


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Keywords: APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME OF FIRST BANK NIGERIA (PLC) IN ABEOKUTA METROPOLIS

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